A one-time loss had the bank nervous. Cascade looked at the fleet, the contracts and the recovery plan, and lent against the equipment at a rate that made sense.
Real numbers, plain English, no hidden renewal fees. When we refinanced with the bank a year later, the exit was exactly what the term sheet said it would be.
Progress draws were verified and paid on schedule, which on a construction project is the whole game. They understood the budget and never surprised us.
We needed a bridge to close on a second clinic before the vendor walked. Cascade underwrote the deal, not just our statements, and the closing date held.
The asset-based line finally matched how our business works. Availability moves with our receivables, reporting takes an hour a month and nobody resets the line every spring.
Our bank gave us a ninety-day runway and a shrug. Cascade had a term sheet in four days and funded the equipment line in three weeks. We kept the contract and the crew.